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About Us

The Mesa Financial Story

Mesa Financial was born out of the frustrations the directors observed whilst working in a high street bank. The banks were moving away from their traditional relationship approach and were delivering a ‘computer says no’ service across the whole bank. By taking away the people you then take away the bloodline of a business. 

Mesa Financial was created to deliver a relationship led service to sit between our clients and the bank, advising clients with complex lending requirements. Our mission was to deliver value with every interaction whilst making finance simple and understandable.

Our Mission

Mesa Financial is a one of a kind advisory business that advises on high value borrowing transactions.

We believe it is our duty to make finance understandable and our mission is to deliver the absolute best lending solutions for our clients’ circumstances by creating value with every interaction.

We only work with the most talented advisers. We are pro-active and responsive at all times, even when delivering tough messages. We are committed to each other and trust one another implicitly.

Our word is our promise and everyone’s word is equal. Along with all of this our biggest commitment is to enjoy each day.

Company Values

Resilience

Always uncover the lessons when challenged, pressure is a privilege

Integrity

Treat everyone with the time and respect that you expect to be treated with

Curiosity

Find inspiration in your surroundings

Empathy

Understand what people need and find what others don’t

Meet the Team

Mesa Financial Profession Lending.

James McGregor

Director

James is an experienced leader within financial services and one of the founding directors that established Mesa Financial in 2015.

After starting in banking as a cashier at 18 years of age, he has learnt the financial system from the ground up. James’ latest role before leaving the bank was managing a portfolio of high net worth clients for one of the top four UK banks.

James takes on the role of advising on structured finance for Private clients & Corporate businesses when they want to borrow more than £1,000,000.

Other than finance, James likes to pretend he’s a keen athlete, footballer and ex wakeboarder. 

Francisco Mesa Baya

Director

Fran has fifteen years experience in banking and management. He went to the university of Seville in Spain and has a degree in business administration and economics. His main area of expertise is residential and buy to let mortgages. Fran has worked for 2 of the largest UK banks in various roles and in the last twelve years he has specialised in mortgages; initially as a mortgage adviser and as an independent mortgage broker and company director in the last six years. As well as mortgages Fran advises on lifetime mortgages (equity release) and he is our protection expert, advising on all insurance products in relation to mortgages..

In his spare time Fran enjoys travelling, cycling and paddle boarding on the Thames. 

Jo Payne - Mesa Financial Mortgage Advisor

Jo Payne CeMAP

Senior Associate, Mortgages

Jo started working for Mesa Financial as a relationship manager in 2017. Since becoming an integral part of the team, Jo has built a great relationship with our high net worth clients. Her specialist areas include residential mortgages and family protection.

Before Mesa Financial, Jo spent 10 years at a high end London based estate agency looking after clients that were selling or buying for over £1,000,000. This is why Jo’s knowledge of the buying and selling process is second to none. 

Dee Ganesharajah CeMAP, BSc (Hons)

Partner

Dee comes to Mesa with over 10 years of experience in the mortgage industry. With a wealth of knowledge accumulated over this time, she provides an unparalleled personal tailormade service. Providing the best solutions to even the most complex scenarios.

Dee’s experience comes from working in a banking environment, followed by working with high net worth and ultra-high net worth individuals for a private brokerage. She worked for one of the largest buy to let brokerages in the U.K. giving her the scope and experience across the whole market.

Her specialism lies in the residential market, which often requires more attention to detail and knowledge of the market which she is certainly not short of. 

Daniel Hill

Protection Adviser

Daniel is our specialist protection advisor and brings to Mesa over ten years of insurance industry experience. Over his career he has worked with a number of leading mortgage protection brokerages and as well as providing advice to clients, has team management, learning and development and compliance oversight.

Most commonly Daniel helps our clients understand how best to keep themselves and families safe from financial harm, however he also provides advice to our business clients that may need to clear debt, protect ownership and protect profits that could all be at risk if a key staff member falls ill or passes away.

Away from work, Dan enjoys mountain biking and spending time with his family and dog.

Shane Ho

Case Manger

Shane joins the Mesa team with a diverse skill set and experience. Starting off in recruitment he made a name for himself within the technology start up and gaming space, building strong relationships by consistently delivering on clients objectives. With an entrepreneurial mindset he is open minded and creative when it comes to solving problems, but enjoys a challenge and always tries to exceed expectations.

He spent 6 years in the sales industry dealing with people of all walks of life, always aiming to be mentioned within the top performers of each company. Shane has made the move into the property industry with a keen eye on professional development.

Shane now enjoys travelling, skydiving and the occasional music festival.