At Mesa we do our utmost to keep up with movements and changes within the financial industry
The hospitality sector has suffered from trade interruptions and restrictions during Covid19 which has led to cash flow problems. Cash Flow Facility borrowing can help hospitality businesses to fund the business and plan ahead. Find out more.
For developers, the ability to free up liquidity as fast as possible is often a priority. One of the best ways to do this is using a development exit loan.
See how we managed to obtain a rate of 2.1% over base for one of our international clients.
Development finance can be a complex world, so when we get the pleasure of working on these projects we believe our expertise shine through.
One market that is extremely disjointed and complex in the UK is using international or foreign income to service UK mortgages.
There is a huge myth the getting mortgage for self employed limited company directors is extremely difficult. At Mesa Financial, we love working with limited company directors.
A lot of harsh lessons have been taught in the last year.
We were recently introduced to a US client that was looking to buy a prime London property. Given the regulations in the UK, banks find it extremely hard to lend to US residents on residential mortgages.
The number of residential mortgages available have decreased by 53% in the last 3 weeks.
There are a lot of rumours surrounding how difficult it is to obtain a mortgage if you are self employed, hopefully this clear things up a bit.
I have watched the Brexit fiasco unfold, cringing the whole way.
The content in this article shows why it is extremely important to constantly review your financial situation, as a few tweeks could potentially save you an absolute fortune.
A great example of how we work hard to achieve the desired end result for our clients.
I wanted to breakdown some common issues we come across on a daily basis when helping people buy their first home.
If you are looking to buy a property now or in the future, hopefully this guide can help.
Getting a purchase to exchange is difficult at the best of times, but getting such a large transaction through with a mortgage involved in this timescale is close to a miracle.
As a number of high street giants fall to their knees, what does this mean for the rest of the companies still standing.
This is a great example of bank and advisor working together to create the best outcome for the client.
See how we assisted our international clients when they wanted to purchase a new apartment for their daughter.
When looking to buy your first property it is important you take advantage of all the help you can get.
Over the last few days I have seen a number of articles flying around noting that the buy to let market is still buoyant and actively growing. Now lets look at the figures which you really can’t argue with.
Sometimes people do not prepare properly. Luckily there are solutions our there to help these people in a time of need.
Buying your first home will no doubt be one of the biggest achievements of anyone’s life and it should be celebrated. Although we still see numerous buyers paying more than what the vendor is willing to accept.
We were recently introduced to a client that had a large amount of debt within their care home companies. After reviewing the situation we was able to re-finance them to a new lender, reducing their margin by 2.25%.
It is definitely true what they say in property, you only make money when you buy and sell.
A great example of how to use open market value against purchase price.
For the last 6 years there has been so much noise about interest rates increasing.
So working as a mortgage broker we help a huge range of clients, from first time buyers to portfolio landlords to families upsizing and so on.
The stagnant London market is really showing itself now, there could be a few more years to come.
I don't usually like to write negative posts, especially in my own sector and especially in January.
There are 3 huge reasons it is important you need see an advisor as soon as possible if you are currently a buy to let property owner.
Just another hit to the property investment market.
The banks could soon lose control of their customers, all down to the fact they have waited too long to embrace technology.
Mesa Financial Consultants have just launched an updated website to help with the growth of our business.
It is no secret that over the last 5 years the retail banks have been rapidly decreasing their branch footprint.
First of all, if you are not in the finance world you are probably wondering what a trust is. A trust is a fiduciary arrangement that allows a third party, or trustee, to hold assets on behalf of a beneficiary or beneficiaries.
After recently going through MMR and now abiding to a lot of EU rules which has caused heightened regulation and caused frustration across the industry.
This post mainly relates to the buy to let market and as of late there has been a lot of changes in this business area.
So over the last couple of months we have seen a huge hit to the buy to let market.
Bridging finance can be used in various ways and it seems to be a product that people over look. I am assuming the main reason for this is again it is not common knowledge of exactly what is available.
As the MCD (mortgage credit directive) has now been implemented it seems fitting to write a piece on Second charge lending and how things have changed for this industry.
As discussed last week I was going to write a number of articles regarding the different ways of borrowing funds and this week I feel it seems right to write about the struggles that people face when trying to borrow more than a million.
So it seems the rest of the UK are still very unsure of what type of finances are available across a number of sectors.
I am writing this post to raise awareness for a charity I have recently started working with called Eikon.