Land bridging Loan

For developers looking to purchase or refinance land our specialists can help, even if planning consent has not yet been granted.

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What is a Land Bridging Loan?

A land bridging loan is a short-term loan, typically used for a piece of land that has not yet been built upon. We are experienced at securing land bridging loans for developers who want to purchase or refinance land which has been used for storage, agriculture, equestrian use or any piece of land that has the potential for development. We work with property developers who want to apply for a change of use or change the existing planning permission to carry out their development project. As land for development is often hotly contested, we are used to working at speed to arrange land bridging loans so that our clients are best placed to secure the land they need for their projects.

What are the Key Features of Bridging Loans for Land?

  • Up to 70% Loan to Value.
  • Rates from 0.75% per month.
  • Terms up to 36 months.
  • Minimum loan size £250k
  • No maximum limit
  • Countrywide loans available

How does a land bridging loan application work?

Your Mesa Financial consultant will do all the leg work for you. We will process the application using the full address of the land as well as an accurate description of the land and its current use. We will also detail any available valuation reports or sales particulars. Land bridging lenders also use details about the developer applying for the loan. This includes the company details and CV with relevant history of developments. We also include any planning permission information. Crucially, land bridging loans require a proposed exit strategy to illustrate how the loan will be repaid.

Why use a specialist to apply for a land bridging loan?

Our specialists are experienced at putting forward the best possible case to lenders to ensure our clients meet the criteria in a timely fashion. We also have access to specialist lenders and private banks that are not generally available.

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